I consider myself a perpetual student. I love learning. I went back to school twelve years after I finished my undergraduate degree to get a Master’s degree, in large part just because I love learning. Because of that inner drive to grow and to know things, even my personal life is filled with knowledge-seeking. I read a lot– and it’s almost always non-fiction, from essays and/or instructionals written by Jiu Jitsu black belts; to learning how to understand and invest in the stock market; to understanding the mental game in athletics; to books about The Hidden Side of Everything. Another way I feel I am constantly educating myself and feeding my addiction to knowledge is by listening to the Freaknomics podcast, which I have posted about before.
Just last week, I had mentioned in my post that I am a better coach than a salesperson. Well, interestingly enough, in the time since I published that post I happened to listen to a Freaknomics podcast that hit close to home, in that regard. The podcast laid out some interesting ideas about motivation and about making the “right” decisions for ourselves.
When I logged into WordPress today to work on “Be Well,” I noticed two things: 1) Yesterday, I had a record number of views for a single day (by a long shot, too); and 2) “Be Well” had passed 1,000 views. Pretty exciting times! I’m not sure what expectations I had when I started this project but 1,000 views in six months’ time seems like a nice target to have hit.
There’s a financial life lesson to be learned from this, too, I think. I think it’s important to recognize and celebrate your achievements. When you pay off a loan, that’s a big deal. When you get to the end of your first day or first week of your new expense tracking plan and have tracked and logged all your expenses, that’s a big deal. When you save up your first $100 or first $1,000, that’s a big deal. You work hard to change your financial life. Allow yourself the chance to celebrate it.
If you’re a regular reader, thanks so much for contributing to the early success of this blog. All those views help validate the time and energy that goes into it. If you find what you read here valuable, please tell other people about it. I’m already looking forward to that next 1,000 views. 😉
I listen to the Freakonomics podcast every week. I love it. I would listen to it daily, if it was produced that often. Recently, I decided to go back and listen to some back episodes and came across one from January of 2012 that talked about financial literacy.
The podcast shared some data (as they always do– it’s about economics, which is all about data) and had a few guests on to talk about the big question of the episode, which was: Does financial literacy work?
It got me to thinking: Does it? Does financial literacy (or education actually) change anything for people on its own?
In this final post from our Financial Literacy Month special series on the Four Pillars of Financial Health, we’re talking about saving. It’s the most important part of your budget. Saving isn’t entirely without its challenges but it’s a necessity. Without savings, even the best-functioning budget is far more frail than it appears. A budget without savings is a house made out of straw instead of a house made out of bricks. If one big, bad life event comes along, it’ll blow your house down.
Sort of on that note, the economy is tough these days. We’re earning less as things are costing more. Some folks would argue that makes it harder to save money. I would say that makes it all the more important that we save.